When you get started in the Calculator window, you'll have two goal choices:
- When might I be able to retire?
- How much can I afford when I retire?
If you select "When might I be able to retire?", the chart will identify the month in which the monthly growth of your savings will exceed your monthly expenses (with a certain cushion to allow for growth fluctuations). Inflation is taken into account to determine how much your expenses will be in the future. The inflation adjusted expenses value at the estimated month of retire displays with the date on the chart.
If you select "How much can I afford when I retire?", the chart will identify the month you have chosen to retire and provide the inflation adjusted income available from your invested savings.