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Calculator

  • Calculator - Introduction

    The purpose of this calculator, is to demonstrate the impact compound interest has upon your invested savings, and a rough estimate of how it will help you achieve your goal of passive income.  By pla...

  • Calculator - Compound Interest

    Probably the most valuable financial concepts to grasp is Compound Interest. Those who apply it to savings growth, benefit enormously. Those who have it applied to their debt, lose greatly. Compound i...

  • Calculator - Goal Selection

    When you get started in the Calculator window, you'll have two goal choices:  When might I be able to retire? How much can I afford when I retire? If you select When might I be able to retire?, the ch...

  • Calculator - Entering Values

    You can enter calculator values in two or three ways. You may change the value by either typing in the field, dragging the slider, or in one case, using the incremental up/down control....

  • Calculator - Expenses

    Enter your household expenses (in today's value), not including other forms of income, such as Social Security....

  • Calculator - Starting Savings

    Enter the combined value of one or more invested retirement accounts....

  • Calculator - Additional Monthly Contributions

    Enter how much money will you contribute to your retirement account(s) each month. If your employer is providing a matching value, include that as well.  Once the selected goal is achieved, this addit...

  • Calculator - Annual Growth

    Enter the average growth rate of your invested retirement accounts. Investment growth rates generally fluctuate, so you may want to estimate on the low side with a conservative rate....

  • Calculator - Taxes

    The Calculator is designed around pre-tax retirement accounts, such a 401(k) or traditional IRA. Once the selected goal is achieved and monthly withdrawals are made, taxes are applied. Tax rates can b...